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Free Credit Reports — What's The Catch?

1.1K views 1 reply 2 participants last post by  Dr.G.  
#1 ·
Sympatico.ca has a page of links to free credit reports. What are the pitfalls to doing so? Would entering my name mean spam — by phone or by email — until the cows come home if I must reveal my phone number and email address?

I've read that requesting credit reports could drop your rating because someone is running a check of your credit history, which means it's suspect, a vicious circle if ever there was one.
 
#2 ·
Go to your bank and they will do it for free. They need all the updated info about you prior to loans.