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I wasn't thinking of this until yesterday

But this week a few things have happened.

First, got a project and the client agrees to "sponsor" half of the software cost so there will be enough funding for me to upgrade ALL my needed application (CS3, Cinema, After Effects etc etc) to latest version.

Second, I was just fooling around at BestBuy yesterday. A sales guy in there asked me if I would like to apply their BB card. I said sure. And I was approved instantly. And if I want to buy something I can go for the 24 month no interest payment.

Now......to be honest, I am tempted to do the jump. Of course I will have to shell out a few hundred bucks right away for RAM and extra HD......
 

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pollux said:
Second, I was just fooling around at BestBuy yesterday. A sales guy in there asked me if I would like to apply their BB card. I said sure. And I was approved instantly. And if I want to buy something I can go for the 24 month no interest payment.
Just keep in mind that if you don't pay off the entire balance by the end of 24 months, all the interest on the initial amount kicks in.
 

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If you can do it, go for it. I got an imac and a macbook through that promo. I usually buy from Macdoc, but I could not get finacing on the same terms. It is to bad, Macdoc is good to deal with. How did you find the Best Buy where you are? The one in Kitchener is clueless, took over an hour to get served. Though in the end they took 100 dollars off the Imac in compensation
 

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If you do the math those 24 equal payment deals are not doing you any favours. The "administration fee" ,that is based on the amount you borrow, is just a clever ruse to get you to pay the two years of interest up front. In many cases you would actually be better of putting it on your existing credit card because the interest would be lower than Best Buys admin fee.
 

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thats also what i heard.

can anyone confirm that and maybe what the estimate on that fee is?

If it isn't too much, maybe I would take this route too. apple offers a student discount but the downside to that is that I'd have to drop all the money at 1 time.
maybe using the BB credit card and not having to pay 2 years would be a better solution even though I don't get the student discount. but who knows if I'll even have that money in 2 years:ptptptptp
 

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I guess I'm lucky my company offers interest free computer loans to their employees. The only thing is that the equivalent interest is a taxable benefit but it works out to under 21.5% of 8%.
 
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