You can use Netscape Composer--it's part of the free Netscape download:
Composer is a what-you-see-is-what-you-get web page builder, like Dreamweaver. But free.
Choose New > Composer Page
from the File
menu. The buttons are pretty clear, and you can drag images right on to the page--for doing something basic, it's actually quite good, and a lot of people forget that feature exists.
Probably because nobody uses Netscape anymore.